We offer a series of flexible finance options for orders of £600 and above subject to age and status.
To do this we have partnered with both Klarna Finance (for their Pay in 3 Instalments product) and V12 Retail Finance for both their interest free and interest bearing finance products of 6 months and longer.
Klarna – Pay in 3 Instalments
We’ve partnered with Klarna to bring you flexible payments at checkout! Your bill is split into 3 equal payments which are collected every 30 days. No added interest or fees. Please spend responsibly. You need to be 18+ and Terms & Conditions apply. For more details click HERE.
V12 – Interest Free & Interest Bearing finance options
Wherever V12 Retail Finance options are available, you will be presented with a range of interest-free or interest bearing options at check out where you can use their brilliant online Finance Calculator to tailor your package to suit your budget consistent with whatever you are eligible for.
As of July 2021, the following minimum spends are required for the various interest free and interest bearing finance options available:
|Finance Product||Minimum Spend|
|6 months Interest Free||£600|
|12 months Interest Free||£1200|
|18 months Interest Free||£2000|
|24 months Interest Free||£3000|
|36 months – 4.9% APR||£3000|
|48 months – 15.9% APR||£0|
You can also view the Finance Calculator to view a representative example by clicking HERE.
How to apply for V12 Retail finance?
Who is eligible to apply for finance?
All applications for finance are subject to age, credit, status and any terms and conditions. You will need to:
Terms and Conditions
Criterium Cycle Company Limited (T/A Criterium Cycles) is registered in Scotland no. SC439426. Our Registered Office is Dobbies Garden World, Melville Nursery, Lasswade, Midlothian, EH18 1AZ.
Criterium Cycles is authorised and regulated by the Financial Conduct Authority (FCA registration 679581) and acts as a credit intermediary, offering credit products provided by :
V12 Retail Finance. V12 Retail Finance Ltd is a trading name of Secure Trust Bank Plc which is registered in England & Wales No. 541132. Their registered office is One Arleston Way, Solihull, B90 4LH. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority with registration number 204550. For more information, please visit v12.retailfinance.com
Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised by the Swedish Financial Service Authority (Finansinspektionen) and is subject to limited supervision by the Financial Conduct Authority. Details about the extent of Klarna Bank AB (publ)’s regulation by the Financial Conduct Authority are available from them on request. Klarna Bank AB (publ) has its registered office at Sveavagen 46, 111 34 Stockholm, Sweden. Corporation ID number 556737-0431.